Why You Should Visit Your Endodontist in Richardson Today!
November 21, 2018
Have you been experiencing pain in one of your teeth and telling yourself, “I’ll get around to having it checked out?” If so, the clock is ticking as the year is rapidly coming to a close. That means if you want to use the benefits you’ve been paying for all year, you have a limited time to do so. Your endodontist in Richardson explains how dental insurance is usually dispersed and why you shouldn’t hesitate to receive care.
How Your Dental Insurance Works
Throughout the year, you pay monthly premiums to maintain dental insurance, but if you don’t take advantage of it, the money you invest is lost. Unfortunately, this is the case for the majority of people with dental insurance as statistics show that only 3% of them will maximize their coverage by December 31st.
Thankfully, there are steps you can take to get more from your dental insurance. It all starts by understanding the different classifications of care.
Preventive Care – The Best Value for Your Money
Six-month preventive care visits to your dentist will usually provide you with a cleaning and examination. By removing harmful plaque and tartar from your teeth and identifying any developing issues, your dentist can also save you time and resources in the future.
That’s because you can receive the care you need faster and for less money when you are more proactive. Better yet, insurance companies champion this kind of behavior, which is why they will typically cover up to 100% of the costs.
Basic Care
Many times, dental pain is brought on by bacteria that have entered the inner part of the tooth. One of the treatment options used to restore oral health is root canal therapy. It involves your endodontist accessing the decayed tissue, removing it and filling the tooth to restore it to its normal function.
This type of procedure will generally be classified as basic care, and you can expect an average out-of-pocket contribution of 20-30% of the overall cost.
Major Care
If an infection is allowed to linger too long, you may need a more complex form of care to restore your oral health. For example, advanced gum disease may require your periodontist in Richardson to perform surgery to remove decayed tissue.
Depending on your insurer’s specifications, the procedure may be categorized as major care. On average, you can expect to pay up to 50% of the related fees.
Don’t Miss Out!
At the start of the new year, most carriers will renew coverage. That means the premiums you’ve paid to maintain dental insurance will go to waste if not used by the end of December.
So instead of hesitating to get the care you need, why not reach out for general dentistry, endodontics or to receive care from a periodontist in Richardson? Now is the time to take action!
About the Author
Dr. Javier Ortiz earned his dental degree from the University of Puerto Rico and then went on to complete his General Practice Residency at Tufts University. He later completed Endodontic specialty training at Boston University Goldman School of Dental Medicine. A member of the American Academy of Endodontics and other professional organizations, Dr. Ortiz provides comprehensive care at EPO Dental Specialists, and he can be reached for more information through his website.
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